Financial Services & Fintech
Powering the future of finance with secure, intelligent, and scalable solutions.
The financial services landscape is being reshaped by digital-first challengers, rising customer expectations, and strict regulatory requirements. At XTS, we help fintech innovators, wealth managers, and financial service providers create platforms that are fast, secure, and designed for growth. From AI-powered insights to seamless digital experiences, our solutions enable you to innovate confidently while staying compliant and resilient.
- Core Fintech Application Development| Launch digital-first platforms for payments, lending, and investments.
We design secure, API-first applications with embedded compliance, real-time processing, and user-centric design, ensuring high adoption and scalability.
- Mobile & Web Banking Experiences| Engage customers anytime, anywhere.
Our responsive, mobile-first solutions combine intuitive design with biometric authentication and 24/7 service capabilities for frictionless user journeys.
- Embedded Finance Solutions| Integrate financial services into non-financial ecosystems.
From BNPL (Buy Now Pay Later) to wallet integrations, we help you expand reach and revenue streams with secure, ready-to-scale APIs.
- AI-Powered Chatbots & Assistants| Support customers with human-like precision.
LLM-driven copilots handle queries, onboarding, and financial recommendations while ensuring compliance and accuracy.
- Risk & Fraud Detection| Stay ahead of threats in real time.
We deploy ML-driven anomaly detection and behavioral analytics to identify fraud patterns instantly and minimize false positives.
- Customer 360 Profiles| Understand and serve your clients better.
Our AI models forecast demand, churn, and loan repayment behavior, helping you make faster, more informed decisions.
- Regulatory Reporting Dashboards| Simplify compliance in complex environments.
We automate data collection and reporting across frameworks like PCI DSS, GDPR, and SOX, ensuring audit readiness and accuracy.
- Portfolio & Investment Insights| Deliver intelligence to investors and advisors.
From robo-advisory tools to real-time analytics dashboards, we enable smarter wealth management decisions.
- Multi-Currency Payment Gateways| Expand globally with ease.
We integrate leading payment providers with fraud protection, tokenization, and real-time reconciliation.
- Digital Wallet & Mobile Payments| Put convenience in your customers’ hands.
Our wallet solutions support QR, NFC, and P2P transfers, ensuring security and high adoption.
- Blockchain & Smart Contracts| Build the future of trustless transactions.
XTS leverages distributed ledger technology to enable transparent, secure, and cost-effective transaction systems.
- Instant Payments & UPI Integrations| Keep pace with real-time expectations.
From UPI to FedNow, we enable instant payments with compliance-ready integrations.
- Fraud & Chargeback Management| Protect every transaction at scale.
AI-driven fraud detection systems reduce risk, while automated workflows streamline dispute management.
- Identity & Access Management| Ensure secure customer authentication.
Biometric sign-ins, MFA, and adaptive authentication provide safety without friction.
- Data Privacy & Compliance Frameworks| Stay ahead of evolving regulations.
We embed compliance frameworks across geographies, ensuring adherence to standards like GDPR, HIPAA, and local fintech laws.
- RegTech Integrations| Automate compliance monitoring.
Our AI tools track regulatory updates and adjust workflows to minimize compliance risk.
- Transaction Monitoring Systems| Detect and block suspicious activity instantly.
AI-powered monitoring ensures compliance with AML and KYC regulations while keeping costs manageable.
- Secure Cloud & Infrastructure| Leverage cloud agility without compromising trust.
XTS designs cloud-native systems with encryption, intrusion detection, and resilience baked in.
Scaling Financial Services & Fintech Innovation with XTS:
Accelerate digital growth with secure, compliant platforms enhanced by XTS AIForge for personalized journeys and intelligent risk management.
Faster Market Entry
Launch fintech platforms quickly with agile builds, rapid prototyping, and MVPs powered by XTS AIForge to minimize risk and accelerate adoption.
Seamless Digital Experiences
Deliver intuitive, mobile-first journeys for payments, lending, and wealth management — building trust and driving customer loyalty.
Intelligent Risk & Fraud Management
Safeguard every transaction with AI-driven fraud detection, anomaly monitoring, and predictive analytics that ensure compliance and security.
Trusted & Compliant Platforms
Integrate security, governance, and regulatory frameworks into every build — ensuring audit readiness and lasting customer confidence.
Data-Driven Growth
Use real-time analytics and XTS AIForge insights to personalize services, optimize operations, and boost long-term ROI.
Client Speak
Our clients’ words reflect the trust we’ve earned — and the transformation we’ve delivered. Explore how our tech solutions have powered their growth, strengthened their platforms, and brought bold ideas to life.
